State Bank of Patiala :- Bank Interest rate for 13.09.2012

Friends,   
              
                State Bank of Patiala has also changed their interest rates w.e.f. 13.09.2012.  This bank is still providing Interest on Term deposit/Fixed Deposit @ 9.25% for 1 year to 555 days which is higher than the interest rates of State Bank of India.        

RATES AT QUICK GLANCE AS ON 13.09.2012
Deposit Accounts



NATURE
RATE OF INTEREST

MINIMUM BALANCE

NORMAL
SENIOR CITIZEN
Rural

Semi Urban
Urban
ACCOUNT








1.    Savings Bank A/c                      w.e.f. 03.05.2011

A. Domestic
a.    with cheque book facility
4.00

4.00
500

1000
1000
b.    without cheque book facility
4.00
4.00
250

500
500
c.    No Frills Account
4.00
4.00
0

0
0
a.    NRO
4.00
4.00
Same as domestic deposits
b.  NRE
4.00
4.00
2.    Term Deposit

A. Domestic
Rate of Interest (w.e.f. 13.09.2012)
Term Deposits (All maturities)
Below Rs.15 Lacs
Rs.15 Lacs to less than Rs.1 Crore
7 to 14 days
7.00
8.00
15 to 45 days
7.00
8.00
46 to 90 days
7.00
8.00
91 days to 180 days
8.00
8.00
181 days to 270 days
8.25
8.25
271 days to<1year span="span">
8.25
8.25
1 year to 554 days *
9.25
9.25
555 days
9.25
9.25
556 days to <2 span="span" years="years">
9.00
9.00
2 years to <3 span="span" years="years">
9.00
9.00
3 years to < 5 years
9.00
9.00
5 years to 10 years
8.75
8.75
Deposit for 18 years (for girl child) Cir. No. PSB/PNS/34 dated 24.09.2010
8.75
8.75
* Interest rate 9.25 % available upto 29.09.12, thereafter it will be 9.00.
BULK DEPOSIT INTEREST RATES FOR DEPOSIT OF 1 CRORE & ABOVE BUT UPTO RS.10.Crore (w.e.f. 13.09.2012)
7 to 14 days
8.00
15 to 45 days
8.00
46 to 90 days
8.00
91 days to 180 days
8.00
181 days to 270 days
8.00
271days to <1year span="span">
8.00


1 year to 554 days *
9.25
555 days
9.25
556 days to< 2 years
9.00
2years to < 3years
9.00
3 years to < 5 years
9.00
5 years to <10 span="span" years="years">
8.75
* Interest rate 9.25 % available upto 29.09.12, thereafter it will be 9.00.
B.Non-Resident Accounts
a.    NRO Accounts
Same as domestic deposits
b.    NRE (All Maturities) w.e.f.13.09.2012

Below Rs.15 Lacs
Rs.15 Lacs to less than Rs.1 Crore
1 year    to 554 days *
9.25
9.25
555 days
9.25
9.25
556 days to   2years
9.00
9.00
2years to < 3 years
9.00
9.00
3 years to 5 years
9.00
9.00
>5 years to 10 years
8.75
8.75
* Interest rate 9.25 % available upto 29.09.12, thereafter it will be 9.00.





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