Pradhan Mantri Suraksha Bima Yojana or Pradhan Mantri Jeevan Jyoti Bima Yojana or Atal Pension Yojana

Friends,  Indian Government has started good general / life policies in the interest of Indian.  Name of the schemes are given below :-
  • Pradhan Mantri Suraksha Bima Yojana 
  • Pradhan Mantri Jeevan Jyoti Bima Yojana 
  • Atal Pension Yojana 
Sometime we feel that different  policy providers force us to take policy by hook or crook and  and we feel  frustration to view the different thoughts of the policy providers.   Everyone present their  policies with new idea which creates great confusion for a general person.   Their main aim is to collect maximum money from Individual  and get maximum commision from insurance company.  Nobody wants to insure anyone. 

But now Indian Government has started above policy in the interest of  Individuals.   When we check its benefit it is totally surprise.   Payment is less than Rs. 1.00 per day and sum assured is 4 Lakh.  

State Bank of India has also provided online facility to apply the above policy to those who are using internet banking facility.   There is no need to go anywhere, amount of premium will be deducted automatically from Saving Account as auto-debit facility. 


Name of main website of above scheme is  http://www.pmjdy.gov.in/


Suraksha Bima
  • For all Bank account holders whose age is between 18 to 70 years.
  • Insurance amount can also be availed if in a handicapped state.
  • Accident insurance worth Rs. 2 lacs at just Rs. 12 per annum.
  • Period of Insurance 
    Annual : 1st June - 31st May
  • The premium will be deducted from the account holder's saving bank account through 'auto debit' facility.
  • The person would be eligible to join the scheme through one saving bank account only.
Jeevan Jyoti Bima
  • For all Bank account holders whose age is between 18 to 50 years.
  • Life Insurance amount for your family, in your absence.
  • Life insurance worth Rs. 2 lacs at just Rs. 330 per annum.
  • Period of Insurance 
    Annual : 1st June - 31st May
  • The premium will be deducted from the account holder's saving bank account through 'auto debit' facility.
  • The person would be eligible to join the scheme through one saving bank account only.
Pension Scheme
  • For all Bank account holders whose age is between 18 to 40 years.
  • Period of Insurance
    Annual : 1st June - 31st May
  • The premium will be deducted from the account holder's saving bank account through 'auto debit' facility.
  • The person would be eligible to join the scheme through one saving bank account only.

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